Buying a multifamily property isn’t hard, but choosing the wrong funding strategy can be devastating.
Most buyers are only shown one option, which can cost them tens of thousands in extra cash, higher payments, or deals that don’t work long-term.
This quick guide breaks down the two real paths to funding a 2–4 unit property:
You’ll learn how down payments, credit, renovation funding, and rental income rules change depending on how you buy — so you can choose the path that fits your goals and your finances.
No fluff. No guessing. Just clarity.